Auto Financing in Coon Rapids, MN

Choosing your ideal luxury car is only half the battle. Deciding how you'll finance it is just as important. North Country Lincoln loves to help Coon Rapids, MN drivers attain the car of their dreams, so we'll do whatever we can to make that happen. The skilled professionals in our finance center will assist you with every step in developing a plan that's customized to fit your lifestyle and budget.


Financing Benefits

Financing created for Lincoln,
and crafted for you


The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.


We understand you have many choices in the world of financing. So we invite you to discover the many ways Lincoln Automotive Financial Services is in business to enhance your Lincoln experience – and redefine your expectations.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (844) 606-6497 and we'd be happy to walk you through your options. At North Country Lincoln, your satisfaction is our priority.

Our Strong Relationships with Area Lenders Helps Us Secure Affordable Auto Loans

At North Country Lincoln, our aim is to help you procure a new or used luxury car at rates that are within your means. To do this, we take some time to get to know a little about our Andover, MN customers. Once we have a better idea of what you can afford, we use our strong relationships with area lenders to find a car loan plan that meets your needs. We've assisted many people in the Twin Cities with Lincoln financing, and we're confident we can help you, too.

Get a Higher Lincoln Trim for Less with a New Lincoln Lease

If you use your Lincoln vehicle to entertain clients in St. Paul, MN, you may want to consider a new Lincoln lease deal. With Lincoln leasing, you can drive a higher Lincoln trim at lower monthly rates. When your lease runs out after two to four years, you can move on to the newest Lincoln model with updated tech features.

Contact North Country Lincoln for Details on Lincoln Lease and Finance Deals

North Country Lincoln would like everyone in Coon Rapids to be able to enjoy Lincoln luxury, so we offer Lincoln lease and finance deals to make it easier on your pocketbook. If you already know which Lincoln model you want, apply for Lincoln financing now. It will leave you more time to test drive the car when you visit our dealership. Contact us today.